Beginner Investment Plan Prompt

I'd like your help creating a beginner-friendly investment plan that's aligned with my personal financial situation and risk tolerance. Please help me develop a straightforward investment strategy I can implement as a new investor. MY FINANCIAL PROFILE: 1. PERSONAL DETAILS - Age: [AGE] - Expected retirement age: [AGE] - Employment status: [EMPLOYED/SELF-EMPLOYED/UNEMPLOYED/RETIRED] - Annual income: $[AMOUNT] - Country/region of residence: [LOCATION] 2. FINANCIAL SITUATION - Emergency fund: $[AMOUNT] (equivalent to [X] months of expenses) - Current debt: $[AMOUNT] at [X]% interest rate - Monthly amount available to invest: $[AMOUNT] - Existing investments: $[AMOUNT] in [ACCOUNTS/ASSETS] 3. RISK TOLERANCE - Risk comfort level: [CONSERVATIVE/MODERATE/AGGRESSIVE] - Investment time horizon: [SHORT-TERM (0-3 years)/MEDIUM-TERM (3-10 years)/LONG-TERM (10+ years)] - Reaction to market downturns: [DESCRIPTION OF HOW YOU'D LIKELY RESPOND] 4. INVESTMENT GOALS - Primary financial goals: [RETIREMENT/HOME PURCHASE/EDUCATION/WEALTH BUILDING/OTHER] - Specific targets: [ANY SPECIFIC FINANCIAL TARGETS WITH TIMEFRAMES] - Preferences/restrictions: [ANY SPECIFIC PREFERENCES OR RESTRICTIONS] Based on my profile, please provide: 1. A simplified investment plan with recommended asset allocation (stocks, bonds, cash, etc.) 2. Specific investment vehicle recommendations (index funds, ETFs, etc.) that are appropriate for beginners 3. A suggested implementation approach (lump sum vs. dollar-cost averaging) 4. Guidance on account types to consider (retirement accounts, taxable accounts, etc.) 5. A basic schedule for reviewing and rebalancing my portfolio 6. Important investment principles beginners should understand 7. Common mistakes to avoid Please focus on practical, straightforward advice that I can implement as a beginner without needing deep investment knowledge. I'm looking for a simple but effective strategy to get started responsibly.